*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--teal-900:#134E4A;--teal-700:#0F766E;--teal-600:#0D9488;--teal-100:#CCFBF1;--teal-50:#F0FDFA;--amber-400:#FBBF24;--red-600:#DC2626;--gray-900:#111827;--gray-700:#374151;--gray-500:#6B7280;--gray-300:#D1D5DB;--gray-100:#F3F4F6;--white:#fff;--radius:12px;--radius-sm:8px;--shadow:0 1px 3px rgba(0,0,0,.1),0 1px 2px rgba(0,0,0,.06);--shadow-md:0 4px 6px rgba(0,0,0,.07),0 2px 4px rgba(0,0,0,.06);--font:system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif}
html{font-size:16px;scroll-behavior:smooth}
body{font-family:var(--font);color:var(--gray-900);background:var(--gray-100);line-height:1.6;-webkit-font-smoothing:antialiased}
.container{max-width:1120px;margin:0 auto;padding:0 1.5rem}
img,svg{max-width:100%;height:auto}

/* Header */
.site-header{background:var(--white);border-bottom:1px solid var(--gray-300);position:sticky;top:0;z-index:100}
.site-header .container{display:flex;align-items:center;justify-content:space-between;height:60px}
.logo{display:flex;align-items:center;gap:.5rem}
.logo-text{font-size:1.25rem;font-weight:700;color:var(--teal-700)}
.nav{display:flex;gap:1.5rem}
.nav a{color:var(--gray-700);text-decoration:none;font-size:.9375rem;font-weight:500;padding:.25rem 0;border-bottom:2px solid transparent;transition:color .15s,border-color .15s}
.nav a:hover,.nav a[aria-current="page"]{color:var(--teal-700);border-bottom-color:var(--teal-700)}

/* Hero */
.hero{background:linear-gradient(135deg,var(--teal-700),var(--teal-900));color:var(--white);padding:3rem 0 2.5rem}
.hero h1{font-size:clamp(1.75rem,4vw,2.5rem);font-weight:800;line-height:1.2;margin-bottom:.75rem}
.hero-sub{font-size:1.125rem;opacity:.9;max-width:560px;margin-bottom:2rem}
.hero-stats{display:flex;gap:2rem;flex-wrap:wrap}
.stat{display:flex;flex-direction:column}
.stat-num{font-size:1.75rem;font-weight:700}
.stat-label{font-size:.8125rem;opacity:.75;text-transform:uppercase;letter-spacing:.05em}

/* Ad */
.ad-section{padding:1rem 0;text-align:center;min-height:40px}

/* Planner */
.planner{padding:2.5rem 0}
.planner-grid{display:grid;grid-template-columns:380px 1fr;gap:2rem;align-items:start}
@media(max-width:860px){.planner-grid{grid-template-columns:1fr}}

/* Panel */
.panel{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.5rem}
.panel h2{font-size:1.125rem;font-weight:700;margin-bottom:1.25rem;color:var(--gray-900)}
.panel--visual{position:sticky;top:80px}
.panel-header{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:.75rem;margin-bottom:1.25rem}
.panel-header h2{margin-bottom:0}
.panel-actions{display:flex;gap:.5rem}

/* Form */
.form-group{margin-bottom:1rem}
.form-group label{display:block;font-size:.8125rem;font-weight:600;color:var(--gray-700);margin-bottom:.375rem}
.form-group input{width:100%;padding:.625rem .875rem;border:1px solid var(--gray-300);border-radius:var(--radius-sm);font-size:.9375rem;font-family:var(--font);transition:border-color .15s,box-shadow .15s;background:var(--white)}
.form-group input:focus{outline:none;border-color:var(--teal-600);box-shadow:0 0 0 3px rgba(13,148,136,.15)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}

/* Color picker */
.color-picker{display:flex;gap:.5rem}
.color-swatch{width:28px;height:28px;border-radius:50%;border:2px solid transparent;cursor:pointer;transition:transform .15s,border-color .15s}
.color-swatch:hover{transform:scale(1.15)}
.color-swatch.active{border-color:var(--gray-900)}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;padding:.625rem 1.25rem;border-radius:var(--radius-sm);font-size:.9375rem;font-weight:600;font-family:var(--font);cursor:pointer;border:2px solid transparent;transition:background .15s,border-color .15s,color .15s}
.btn--primary{background:var(--teal-700);color:var(--white);width:100%}
.btn--primary:hover{background:var(--teal-900)}
.btn--outline{background:var(--white);border-color:var(--gray-300);color:var(--gray-700)}
.btn--outline:hover{border-color:var(--teal-600);color:var(--teal-700)}
.btn--danger{background:var(--white);border-color:var(--red-600);color:var(--red-600)}
.btn--danger:hover{background:var(--red-600);color:var(--white)}
.btn--sm{padding:.375rem .75rem;font-size:.8125rem}

/* Presets */
.presets{margin-top:1.5rem;padding-top:1.25rem;border-top:1px solid var(--gray-300)}
.presets h3{font-size:.875rem;font-weight:600;color:var(--gray-500);margin-bottom:.75rem}
.preset-grid{display:flex;flex-wrap:wrap;gap:.5rem}
.preset-btn{padding:.375rem .75rem;border-radius:999px;border:1px solid var(--gray-300);background:var(--white);font-size:.8125rem;font-family:var(--font);cursor:pointer;color:var(--gray-700);transition:all .15s}
.preset-btn:hover{border-color:var(--teal-600);color:var(--teal-700);background:var(--teal-50)}

/* Funds list */
.funds-list{display:flex;flex-direction:column;gap:1rem;max-height:480px;overflow-y:auto;padding-right:.25rem}
.funds-list::-webkit-scrollbar{width:6px}
.funds-list::-webkit-scrollbar-thumb{background:var(--gray-300);border-radius:3px}

/* Fund card */
.fund-card{border:1px solid var(--gray-300);border-radius:var(--radius-sm);padding:1rem;transition:box-shadow .15s}
.fund-card:hover{box-shadow:var(--shadow-md)}
.fund-card-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:.5rem}
.fund-card-name{font-weight:600;font-size:.9375rem;display:flex;align-items:center;gap:.5rem}
.fund-card-name .dot{width:10px;height:10px;border-radius:50%}
.fund-card-delete{background:none;border:none;cursor:pointer;color:var(--gray-500);font-size:1.125rem;padding:.125rem;line-height:1;transition:color .15s}
.fund-card-delete:hover{color:var(--red-600)}
.fund-card-meta{display:flex;justify-content:space-between;font-size:.8125rem;color:var(--gray-500);margin-bottom:.5rem}
.fund-card-progress{height:8px;background:var(--gray-100);border-radius:999px;overflow:hidden;margin-bottom:.5rem}
.fund-card-progress-bar{height:100%;border-radius:999px;transition:width .3s ease}
.fund-card-footer{display:flex;align-items:center;justify-content:space-between;gap:.5rem}
.fund-card-monthly{font-size:.8125rem;font-weight:600;color:var(--teal-700)}
.fund-card-log{display:flex;align-items:center;gap:.375rem}
.fund-card-log input{width:80px;padding:.25rem .5rem;border:1px solid var(--gray-300);border-radius:6px;font-size:.8125rem;font-family:var(--font)}
.fund-card-log input:focus{outline:none;border-color:var(--teal-600)}
.fund-card-log button{padding:.25rem .625rem;font-size:.75rem}

/* Empty state */
.empty-state{text-align:center;padding:3rem 1rem;color:var(--gray-500)}
.empty-state svg{margin-bottom:1rem}
.empty-state p{font-size:.9375rem}

/* Chart */
.chart-wrap{margin-top:1.5rem;padding-top:1.25rem;border-top:1px solid var(--gray-300)}
.chart-wrap h3{font-size:.875rem;font-weight:600;color:var(--gray-500);margin-bottom:.75rem}
.chart{display:flex;align-items:flex-end;gap:8px;height:120px;padding-bottom:24px;position:relative}
.chart-bar{flex:1;min-width:24px;border-radius:4px 4px 0 0;transition:height .3s ease;position:relative;cursor:default}
.chart-bar:hover::after{content:attr(data-tooltip);position:absolute;bottom:calc(100% + 4px);left:50%;transform:translateX(-50%);background:var(--gray-900);color:var(--white);padding:.25rem .5rem;border-radius:4px;font-size:.75rem;white-space:nowrap;z-index:10}
.chart-labels{display:flex;gap:8px;margin-top:4px}
.chart-label{flex:1;min-width:24px;text-align:center;font-size:.6875rem;color:var(--gray-500);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}

/* Content */
.content{padding:2.5rem 0 3rem}
.content-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem}
@media(max-width:720px){.content-grid{grid-template-columns:1fr}}
.content-block h2{font-size:1.125rem;font-weight:700;margin-bottom:.75rem;color:var(--gray-900)}
.content-block p,.content-block li{font-size:.9375rem;color:var(--gray-700);margin-bottom:.5rem}
.content-block ul,.content-block ol{padding-left:1.25rem}
.content-block dl dt{font-weight:600;margin-top:.75rem;font-size:.9375rem}
.content-block dl dd{font-size:.9375rem;color:var(--gray-700);margin-bottom:.25rem}

/* Footer */
.site-footer{background:var(--gray-900);color:var(--gray-300);padding:2.5rem 0 1.5rem}
.footer-grid{display:flex;justify-content:space-between;align-items:flex-start;flex-wrap:wrap;gap:1.5rem;margin-bottom:1.5rem}
.footer-brand .logo-text{color:var(--white)}
.footer-brand p{font-size:.875rem;margin-top:.5rem;max-width:320px}
.footer-brand a{color:var(--teal-600);text-decoration:none}
.footer-brand a:hover{text-decoration:underline}
.footer-nav{display:flex;gap:1.25rem;flex-wrap:wrap}
.footer-nav a{color:var(--gray-300);text-decoration:none;font-size:.875rem;transition:color .15s}
.footer-nav a:hover{color:var(--white)}
.footer-copy{font-size:.8125rem;color:var(--gray-500);text-align:center;padding-top:1rem;border-top:1px solid rgba(255,255,255,.1)}

/* Print */
@media print{.site-header,.site-footer,.ad-section,.panel--input,.panel-actions,.fund-card-log,.preset-btn,.btn,.color-picker{display:none!important}.planner-grid{grid-template-columns:1fr}.panel{box-shadow:none;border:1px solid #ccc}.panel--visual{position:static}}

/* Focus */
:focus-visible{outline:2px solid var(--teal-600);outline-offset:2px;border-radius:4px}

/* Toast */
.toast{position:fixed;bottom:1.5rem;right:1.5rem;background:var(--gray-900);color:var(--white);padding:.75rem 1.25rem;border-radius:var(--radius-sm);font-size:.875rem;box-shadow:var(--shadow-md);z-index:200;animation:fadeIn .2s ease}
@keyframes fadeIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}


/* Factory-injected deployment helpers. The AI owns the site design above this block. */
.ad-unit {
  width: min(100%, 720px);
  min-height: 120px;
  margin: 24px auto;
  display: block;
}

.legal-page {
  width: min(900px, calc(100% - 32px));
  margin: 40px auto;
}

.factory-fallback-nav {
  width: min(900px, calc(100% - 32px));
  margin: 24px auto 0;
  display: flex;
  flex-wrap: wrap;
  gap: 10px 16px;
  align-items: center;
  font-size: 0.95rem;
}

.factory-fallback-nav a {
  color: inherit;
  text-decoration: none;
  border-bottom: 1px solid currentColor;
}
